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We help government employees who own a property to get out of the Debt Trap

Our Bond Optimiser is one the best ways to lower your debt repayments and save money.

Get In Touch

Use Eddie (our bot) and find out how much we can save you by restructuring your debt.

Bond Optimiser Process

Step 1

Get assessed

It starts with a quick & free financial assessment

Step 2

The power of negotiation

We negotiate with your creditors on your behalf.

Step 3

1 monthly payment

We settle your Debts and Restructure them all into single monthly payments.

Step 4

Learn with Edvance

Live better and save smarter with our Learning Modules. You receive 1500 rand for every SUCCESSFUL module you do.

Step 5

Your credit score improves

Live better and save smarter with our Learning Modules.

Why Bond Optimiser?

Bond Optimiser can reduce existing monthly commitments by as much as 40% of what you are currently paying and  can also work for clients in debt review.

CreditSafe is a division of Africa Direct, a South African Company focused on addressing the financial needs of Government Employees through the consolidation of high interest loans into significant positive home loan equity.

Bond Optimiser Client Testimonals


Executive Team

Financial Planning

About Wealth

Data 5GB + 5GB

Data 10GB +10GB

Data 20GB + 20GB

Accidental Protector

Family Protector

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SMS DIRECT to 43366* and we'll call you back.

0861 91 91 91

Call us. 8am and 5pm. Mon to Fri.

Send us an email and we'll respond.