Get out of debt 

Get Direct Data

Get a Salary Advance

Reduce Debt with Bond Optimiser

Salary Advance 0% interest

Government employees and Public servants are the backbone of the country, providing the essential services that keep the country running. You’re there when the citizens of South Africa need you. But when you’re in trouble who is there for you? Africa Direct.

This is what we offer you:

Money for your child’s schooling and university.

Vodacom data for yourself, your children or a family member at the best prices.

We get you out of expensive debt and give you and your family a new beginning.

We help you settle:

Outstanding school or university fees.

Arrear credit card debt.

Arrear store card accounts such as; Edgars, Jet Stores, Woolworths, etc.

Arrear personal loan accounts with companies such as; Africa Bank, Old Mutual Finance, Capitec, etc.

We remove judgements.

We can get you out of debt review.


Let us walk through this journey with you.

“I would like to thank Africa Direct for funding my daughter’s university and res fees as well as saving me R150 000 through debt settlement negotiation on my behalf. The Bond Optimiser plan has saved me thousands of Rands every month.”

Thobeka Ntubuntu – Deputy Principal, Groenheuwel Primary School

I want to thank Africa Direct for helping me overcome our financial concerns and stress. The Bond Optimiser finance programme has provided my family with room to breathe and has allowed me to work in a busy environment financially stress free. The Bond Optimiser finance model means I can continue working comfortably to retirement knowing that the growth in my pension fund will more than cover the cost of refinance. This has also allowed my family and I to live in peace and harmony and enjoy life without the stresses of expensive debt.”

Fay Daniels – Principal, Aloe Junior High School


Executive Team

Financial Planning

About Wealth

Data 5GB + 5GB

Data 10GB +10GB

Data 20GB + 20GB

Accidental Protector

Family Protector

Member Protector


Conflict Of Interest 

Privacy Policy


Terms And Conditions


SMS DIRECT to 43366* and we'll call you back.

0861 91 91 91

Call us. 8am and 5pm. Mon to Fri.

Send us an email and we'll respond.