Finances during lockdown #2

Making the best of a tough situation, optimizing this time to the best of our ability, looking at budgeting and that changes that need to be made during this nationwide lockdown:

-Have a good strategy for your emergency fund.

-Talk to your bank, they will also be able to advise regarding salary cuts and financial changes.

-Take time to understand all your benefits and all the hidden costs.

-Create an ICE (In Case of Emergency) file.

-Add festive seasons and celebrations into your budget.

-Find ways to give.