Winter Budget: Financial Surprises

Financial surprises, are not so much fun, so here are some more extra cost that you may have overlooked that tend to creep up on one during the winter months; 


  • Transport: On the cold rainy days it’s not so easy to walk where you need to get to, and public transport seem to be the safest, most comfortable option, but this too comes at a cost, and adds up.


  • Winter school clothes for your children, if you have young children it’s unlikely that last years uniform will still fit, and getting a new jersey, or long pants.